Retirement insurance can be confusing

Dear Editor,

Like many Americans, I worked hard my entire life, but after my husband passed away, I decided to take a step back from nursing and retire. As retirement approached, I began to worry this I wouldn’t be able to retire and retain great medical care. For many years, I worked as a nurse within the state system, and through this job, I received great healthcare benefits. When I retired, I feared that Medicare would not be the same. Luckily though, I was able to enroll in a Medicare Advantage plan, and its numerous benefits have really been a positive in my life. 

There are many benefits to joining Medicare Advantage, like dental, vision, and hearing benefits and home health services, to name a few. These are all great benefits, but my favorite part of Medicare Advantage has to be the wellness programs. 

As a widow, it’s been great to get out of the house and meet other seniors while exercising! Programs like Silver Sneakers are one of the top reasons I chose this plan. 

With insurance plans, there’s always a fear of overpaying, paying for services you don’t need, or not getting your money’s worth. It’s definitely an important factor to consider.

Medicare Advantage does cost extra, but I’ve found it to be worth the price. I’m not here to tell you whether to get it or not, but I do want seniors in the community to be aware that it’s an option! 


Lu Jones

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